Listed below are the latest travel insurance policies for those over the age of 80. Travel insurance options can become limited when you get into your eighties but there are providers out there who will cover any age. These policies will cover such countries as Australia, New Zealand, Spain, France, Greece, USA and basically anywhere worldwide. Even if you have a NHS ehic card, you will still need travel insurance.
For weekend breaks to one year trips Cruise cover provided as standard!
Optional extras - including ski, cruise & golf insurance
Choose from single trip, annual multi-trip or backpacker cover
24/7 medical emergency helpline
Example Quote* - £32.36 (PO Single Trip)
> Get a quote from POST OFFICE INSURANCE - Link not working? try this
Alpha Travel Cover Insurance (up to 99)
Up to £250 total valuables limit to replace your stolen or damaged items and cover your watches and sunglasses
- Single Trip & Annual Multi-trip policies to age 99
- Optional cover for over 2,000 medical conditions
- Independent travel on annual policies
Example Quote* - £47.21 (STC Trip)
> Get a quote from ALPHA COVER - Link not working? try this
AA Travel Cover Insurance (no age limits)
- Single trips have no upper age limits.
- Discount for AA members
- Medical expenses up to £10 million
- No excess to pay if you have to make a claim
Example Quote* - £53.51 (Single trip)
> Get a quote from AA TRAVEL COVER - Link not working? try this
With Explorer you can choose from Single Trip, Annual Multi Trip, Winter Sports, Cruise and Older Backpacker Travel Insurance.
£5 million medical expenses cover
£5,000 holiday cancellation cover
Up to 99 Example Quote* - £37.49 (ES Single Trip Plus)
> Get a quote from EXPLORER INSURANCE - Link not working? try this
Single trip policies are available for up to 89 year olds
Over 50 pre-existing medical conditions covered for free
24/7 medical emergency helpline - we’re there if you need us
Example Quote* - £40.99
Get cover, even when you have medical conditions such as
diabetes, arthritis, asthma, cancer, strokes, epilepsy, blood pressure and heart conditions, as well as many more.
Example Quote* - £37.22
> Get a quote from MEDICAL TRAVEL INSURANCE - Link not working? try this
All clears cover any medical conditions and any age too.
Their list of medical conditions that they cover is very comprehensive and many other insurers will refer their customers to All Clear when they are having difficulties having their own pre-existing medical conditions covered.
Up to 99 Example Quote* - £32.22
Travel Insurance for Medical (up to 99)
Optional Independent Traveller Insurance to provide cover when individual elements of a trip are booked separately, rather than as part of a package. This enhancement also provides cover for flights cancelled or delayed as a result of travel disruption caused by a volcano.
- No wardrobe worries - up to £2,500 for lost luggage
Quotes from- £59.22 (Med Policy)
> Get a quote from TRAVEL INSURANCE 4 MEDICAL - Link not working? try this
Get going, as specialists in medical travel insurance, they understand the difficulties of finding the right medical travel insurance cover at the right price. When you have an existing medical condition, whether it is asthma, high blood pressure or something more serious like cancer, they can provide peace of mind and cover.
Will cover up to 85 years old
Example Quote* - £29.34 (Get Going Single)
> Get a quote from GET GOING TRAVEL INSURANCE - Link not working? try this
Columbus Insurance up to the age of 85
Columbus offer a range of flexible single-trip policies from just £2.69 and annual policies from £22(1) covering both Europe and Worldwide destinations. All policies include cover for over 150 sports and activities. For those with a more adventurous streak, many more daring activities can be covered for a small extra premium.
Example Quote* - £2.69!
> Get a quote from COLUMBUS INSURANCE - Link not working? try this
More and more older people are travelling to countries such as Spain, Greece and France without any for of travel or medical insurance. They seem to be following their lead from younger people who generally will not bother with insurance particularly if they are just going for a week in the sun.
The European Health card, otherwise known as the EHIC card, is for European citizens so they have the same access to healthcare as locals. It is not meant to be used by expats as some do, particularly in Spain. Indeed this has even led to some Spanish hospials and health care provider turning away British citizens despite showing their EHIC cards.
The advise is always the same when travelling in Europe or indeed holidaying anywhere on the planet. Always take travel insurance and ensure you declare any pre-existing medical conditions because the EHIC card will not always come to your rescue.
Don't be without insurance if you break your leg abroad.
Everyone is likely to suffer the increased flight fares from the UK but some will feel the pinch too with anticipated rises in travel insurance, particularly the over 80s, who will feel it even more as they are more likely to have medical condtions too.
The best thing thing one can do is to shop around for decent travel cover and not just use price comparison websites as they often don't have all the best options for older people.
Research published by the Post Office revealed that 25 per cent of over 55s are thinking about the possibility of enjoying an extended single trip travel excursion around the world in the next two years.
However they are being urged to take out travel insurance particularly as they might need medical assistance more than younger gappers.
Brits still not taking out travel cover when abroad.
It is believed that less than half of Brits heading to South East Asia are taking out travel insurance. The crazy thing is that Britain offers some of the cheapest travel insuranc to its citizens in the world.
Apparently people are more likely to pack their own tea bags rather than holiday cover!
Post Office Travel Insurance is advising Britons over 80 taking activity holidays in the UK to make sure their travel insurance over 80 policies are up to scratch.
According to research from Mintel, the domestic activity holiday market is growing fast, with nearly two million people embarking on domestic water sports holidays in 2009, and a million taking up a rock climbing or cycling vacation.
Given the risks involved in adventure activities, even in the UK, Post Office Travel is highlighting the need for adequate insurance and warning that common adventure sports, such as waterskiing and windsurfing, may not be included in a standard policy.
Most travel insurance offers cover for flight and rail delays and cancellations, plus lost or stolen valuables, but Post Office insurance also provides personal liability cover for those holidaying in the UK, and protection for sporting equipment while not in use, of up £300.
Saga continues to cover people in the Uk over 70. They have given their website a fresh new look and their products now cover way more than just travel. They have their own brand of holidays and insurance products ranging from car to house.
Age Concern rebranded a couple of years ago to Age UK, Now Age Co. Age Co Travel Insurance is designed with the needs of older people in mind and aims to be as inclusive as possible. They offer specialised cover for the over 50s, with no upper age limits, and provide insurance for pre-existing medical conditions wherever possible.
Nationwide offers travel insurance for those who have a Flexplus account. This can be useful for trips to Europe under a certain amount of days. The age limits can vary, so always ensure you read the small print!